Q: Is personal umbrella insurance cost-effective to add?

A: Umbrella insurance is generally very accessible because it only pays out after your primary accounts reach their limits. You get significant additional protection for a relatively small annual cost. Contact Shane Swan in Winter Garden for an umbrella quote.

Q: Do I need extra protection for firearms, musical instruments, or collectibles?

A: Yes, specialty items like sports gear, fine instruments, stamp/coin collections, and firearms often exceed standard personal property sub-limits. Shane Swan in Winter Garden can schedule these individual items so they are insured for loss, theft, or damage.

Q: What is the difference between a flat dollar deductible and a percentage deductible?

A: A flat dollar deductible is a fixed amount (like $500 or $1,000) you pay per claim, whereas a percentage deductible (common in storm/wind/hail options) is calculated as a percentage of your home's total insured value. Shane Swan in Winter Garden can explain which applies to your property.

Q: What local community involvement or outreach does your agency participate in?

A: We believe in giving back to the community we serve by supporting local school sports, community events, safety initiatives, and neighborhood charities. Shane Swan is dedicated to making Winter Garden a safer, stronger place to live.

As your local State Farm Insurance Agent and a longtime resident of the area, I am proud to protect our community. Our agency has been insuring the central Florida area for over 24 years. I got my start with State Farm back in 1995. I have worked closely with the Kissimmee and Winter Garden communities along with Orange, Lake and Osceola counties on insurance and financial services. Being a State Farm agent has allowed me to serve the community in ways I never imagined. I enjoy building relationships and being able to provide protection for the things that matter most to you. I have been extremely blessed in my career here because I’ve had the unique opportunity to help people who are starting out or starting over find the right protection to build on their dreams.

I have been married to Angie for over 31 years and we're proud parents of two incredible young men, Nick and Bradley, and now new grandparents too! It's been wonderful raising our family in the Orlando area. Winter Garden is unique because it has a small-town feel but is growing at a rapid pace and the area is thriving. Our business being a part of that growth has been incredibly special.

My team is awesome! We have a wealth of insurance experience and are prepared and excited to help out with your auto insurance, home insurance, life insurance, boat insurance, renter’s insurance, business/commercial insurance, health insurance, and more. Click, call, or come visit us at our Winter Garden office today.

We focus on car insurance, homeowners’ insurance, renters’ insurance, and life insurance throughout Kissimmee, St. Cloud, Poinciana, Winter Garden, Windermere, Dr. Phillips, Ocoee, and Orlando areas.

We also have multiple Spanish and Portuguese speaking team members available to assist our community!